Random Thoughts

Aao K DECEMBR Ko Rukhsat Karen.. Kuch Khushiyon Ko Sambhaal Kar, Kuch Aansu'on Ko Taal Kar.. Jo Lamhy Guzry Chahaton Mein, Jo Pall Beety Rafakaton Mein.. Kabhi Waqt K Saath Chalty Chalty, Jo Thak K Ruky Raaston Mein.. Kabhi Khushiyon Ki Umeed Mili, Kabhi Bichrey Huon Ki Deed Mili.. Kabhi Be'Panah Muskura Diye, Kabhi Hansty Hansty Ro Diye.. In Saary Lamhon Ko Ab Mukhtasir Karen, Aao K DECEMBR Ko Rukhsat Karen....,,,!

November guzr chuka hai, December guzr raha hai, Aj (31) ho chuki hai, Umeed kho chuki hai, Tak tak k tera rasta Har dharkan thum chuki hai, Ratein hain boht stati Kuch aur din hain baqi, Phir naya Saal ho ga Phir wohi haal ho ga, Dhondon gi tujhe din ko Har lamha har sa'at ko, Ik bar tu ayega Keh de k tu ayega Is Saal nahin lakin! Aglay bars ayega Ye dil behl jayega, Jhotey tery wadon par Qasmon par iradon par, Behla hai ye pehly b, Ye phir behl jayega Novembr guzr chuka hai December guzr raha hay .

When I was below the age majority - 18 years (Pakistan) - my parents used to say Beta don't spend all of your money rather you must save some of Rupees from your pocket money. They used to buy ceramic/clay pot  ( اردو:  غلّہ)  for me, so I can put some of my pocket money in the pot for future use. This was the move of my parents to inculcate saving habits in me. Today - in the technological era; strong financial system; Banking institutions - the use of those ceramic/clay pots is almost dying perhaps died. Many banks offer account services for the age group of new born upto the age of majority to motivate young generation to save for their future needs. In Pakistan following bank offers following accounts with different benefits and features: Bank Al Habib Young Savers account Bank Al Habib, one of the growing bank in the metropolitan city Karachi, with over 350 branches countrywide icluding more than 100 branhces alone in Krachi offers account for young

HBL signing ceremony of branchless banking Habib Bank Ltd. (HBL) , the largest branch network with more than 1450 branches nationawide and presence in more than 25 countries around the globe, ready to move into the branchless banking in Pakistan with the collaboration of Ufone ,   Sybase 365 , and AbacusConsulting by 2012.  HBL sources suggests that they have invested millions of rupees in the pipeline to step into branchless banking in Pakistan, which  will crea te healthy competition among the other existing operators of branchless banking in Pakistan. Currently EasyPaisa , joint venture of Telenor Pakistan and Tameer Bank ; UBL Omni , a venture of United Bank Ltd. (UBL) ; NADRA's E-Sahaulat , a joint venture of Mobilink and NADRA  are working in the industry. Moreover, MCB Bank Ltd . with the collaboration of  Nokia and Bank Al-Falah with collaboration of Warid   got the liscence of branchless banking from the State Bank of Pakistan (SBP) , which will further ma

Keh Do Gham-E-Hussain Manane Walon Ko, Momin Kabhi Shohada Ka Matam Ni Karte, Hai Ishq Apni Jan Se Zyada Aal-E-Rasool Se, Yun Sar-E-Aam Hum Unka Tamasha Ni Karte, Royen Woh Jo Munkir Hain Shahadat-E-HUSSAIN K, Hum Zinda-O-Javaid Ka Matam Ni Karte..! (Allama Iqbal)